1. Agreement
These Terms govern your use of Vaulto, operated by Chrometis OÜ, Ahtri tn 12, 15551 Tallinn, Estonia, registration number 17340556. Contact: vaulto@chrometis.com. By using the app, creating an account, starting a subscription, or continuing to use the app after changes, you agree to these Terms and the Privacy Policy.
2. Purpose of the App
Vaulto helps users scan, import, organize, search, export, and review receipts and invoices. It includes OCR, QR parsing, AI-assisted extraction, warranty reminders, spending views, subscriptions, cloud features, ads on Free, and optional accountant sharing. It is not accounting, tax, legal, financial, warranty, or professional advice.
3. Your Responsibilities
- Review and correct OCR, QR, and AI extraction results before relying on them.
- Keep and present original receipts, invoices, and proof of purchase whenever requested by stores, tax authorities, government bodies, warranty providers, employers, accountants, courts, regulators, or law.
- Ensure your use complies with applicable law and accounting, tax, employment, or business obligations.
- Keep login credentials secure and ensure you have the right to upload, process, share, or export documents.
- Ensure documents, tax identifiers, accountant invitations, exports, and subscription activity are accurate, lawful, and not misleading.
4. Accuracy and Availability
OCR, QR, AI extraction, duplicate detection, category suggestions, warranty dates, analytics, spending totals, and reminders are best-effort features and may contain errors, omissions, or delays. Cloud sync, OCR, ads, purchases, notifications, account deletion, and subscription verification depend on third-party services and connectivity. We do not guarantee uninterrupted availability.
5. Accounts and Data
Some features require an account. Guest or local-only use may have limited functionality and may not provide cloud backup. You can request account deletion in app Settings or at delete-account.html. Deleting your Vaulto account does not automatically cancel an Apple App Store or Google Play subscription.
6. Plans, Ads, and Usage Limits
Vaulto may offer Free, Basic, Premium, Pro, or other plans. Features, receipt limits, export detail, cloud storage, OCR access, ads, and fair-use limits may vary by plan, platform, region, and current product configuration. The Free plan may show ads. "Unlimited" or high-volume plans are subject to fair-use, abuse-prevention, technical, and cost-control limits.
7. Subscriptions and Refunds
Subscriptions are billed through Apple App Store or Google Play and automatically renew unless cancelled at least 24 hours before the end of the current billing period, or as otherwise stated by the relevant store. Manage or cancel subscriptions in your Apple or Google account settings. Apple and Google process payments, renewals, taxes, cancellations, and refunds under their own policies.
8. Accountant Sharing
If you enable accountant sharing, you authorize Vaulto to make eligible company documents available to the invited accountant or collaborator on a read-only basis. You are responsible for entering the correct accountant email, company NIF, and tax profile information, and for ensuring you have permission to share those documents.
9. Acceptable Use
You must not use Vaulto for unlawful, fraudulent, abusive, or misleading activity; upload malware, illegal content, forged invoices, falsified receipts, fraudulent tax records, or documents you are not allowed to process; create or support false warranty claims, fraudulent returns, tax evasion, false accounting, money laundering, chargeback abuse, or other unlawful conduct; bypass plan limits, App Check, subscription verification, rewarded-ad validation, ads, fair-use controls, file limits, rate limits, storage rules, account deletion safeguards, or security protections; reverse engineer, scrape, automate, crawl, probe, attack, overload, benchmark abusively, resell, sublicense, or interfere with the app except where law allows it.
We may monitor and log activity needed to detect abuse and protect the app. We may restrict, suspend, terminate, delete, refuse, or preserve accounts, documents, OCR jobs, rewards, exports, shares, or entitlements if we reasonably believe they violate these Terms, harm the service, create legal risk, or are connected with fraud or abuse. We may preserve and disclose relevant records where necessary for security, dispute handling, legal compliance, app store review, tax or government requests, or enforcement of rights.
10. Intellectual Property and Privacy
Vaulto, its software, design, branding, and content are owned by Chrometis or its licensors. You retain ownership of documents and data you upload, and grant us the rights needed to host, process, analyze, display, export, transmit, and delete that content for app functionality, support, security, and compliance. Use is subject to the Privacy Policy.
11. Disclaimers and Liability
To the maximum extent permitted by law, Vaulto is provided "as is" and "as available" without warranties. Chrometis is not liable for indirect or consequential damages, lost data, tax/accounting consequences, warranty claim denial, or decisions made based on app data. Our total liability is limited to the amount you paid for Vaulto during the 12 months before the claim, or EUR 50 if you paid nothing, except where applicable law requires otherwise. You agree to defend, indemnify, and hold Chrometis harmless from claims, losses, penalties, costs, and expenses arising from your unlawful use, uploaded documents, false or misleading information, breach of these Terms, or misuse of tax, warranty, accountant sharing, export, subscription, rewards, ads, or OCR features, to the extent permitted by law.
12. Changes, Law, Apple, and Google
We may update the app, plans, features, providers, and these Terms. These Terms are governed by Estonian law unless mandatory consumer protection laws say otherwise. Apple and Google are not responsible for support, maintenance, claims, or warranties for Vaulto. Apple and its subsidiaries are third-party beneficiaries where required by Apple's rules.
1. Acordo
Estes Termos regulam a utilizacao da Vaulto, operada pela Chrometis OÜ, Ahtri tn 12, 15551 Tallinn, Estonia, numero de registo 17340556. Contacto: vaulto@chrometis.com. Ao usar a app, criar conta, iniciar subscricao ou continuar a usar a app apos alteracoes, aceita estes Termos e a Politica de Privacidade.
2. Finalidade da App
A Vaulto ajuda a digitalizar, importar, organizar, pesquisar, exportar e rever recibos e faturas. Inclui OCR, leitura QR, extracao assistida por IA, lembretes de garantia, despesas, subscricoes, funcionalidades cloud, anuncios no Free e partilha opcional com contabilista. Nao e aconselhamento contabilistico, fiscal, juridico, financeiro, de garantia ou profissional.
3. Responsabilidades do Utilizador
- Rever e corrigir resultados de OCR, QR e IA antes de confiar neles.
- Guardar e apresentar recibos, faturas e comprovativos originais sempre que solicitado por lojas, autoridade tributaria, governo, entidades de garantia, empregador, contabilista, tribunal, regulador ou lei.
- Garantir que a utilizacao cumpre a lei e obrigacoes contabilisticas, fiscais, laborais ou empresariais.
- Proteger credenciais e garantir que tem direito a carregar, processar, partilhar ou exportar documentos.
- Garantir que documentos, identificadores fiscais, convites de contabilista, exportacoes e atividade de subscricao sao corretos, legais e nao enganosos.
4. Exatidao e Disponibilidade
OCR, QR, IA, deteccao de duplicados, categorias, datas de garantia, analytics, totais de despesas e lembretes sao funcionalidades de melhor esforco e podem conter erros, omissoes ou atrasos. Sincronizacao cloud, OCR, anuncios, compras, notificacoes, eliminacao de conta e verificacao de subscricao dependem de servicos terceiros e conectividade. Nao garantimos disponibilidade ininterrupta.
5. Contas e Dados
Algumas funcionalidades exigem conta. Uso convidado ou apenas local pode ter funcionalidade limitada e pode nao oferecer backup cloud. Pode pedir eliminacao da conta nas Definicoes da app ou em delete-account.html. Eliminar a conta Vaulto nao cancela automaticamente uma subscricao Apple App Store ou Google Play.
6. Planos, Anuncios e Limites
A Vaulto pode oferecer planos Free, Basic, Premium, Pro ou outros. Funcionalidades, limites de recibos, detalhe de exportacao, armazenamento cloud, acesso OCR, anuncios e limites fair-use podem variar por plano, plataforma, regiao e configuracao atual. O plano Free pode mostrar anuncios. Planos "ilimitados" ou de alto volume estao sujeitos a limites fair-use, antiabuso, tecnicos e de controlo de custos.
7. Subscricoes e Reembolsos
As subscricoes sao faturadas pela Apple App Store ou Google Play e renovam automaticamente salvo cancelamento pelo menos 24 horas antes do fim do periodo atual, ou conforme indicado pela loja. Gira ou cancele subscricoes nas definicoes da conta Apple ou Google. Apple e Google processam pagamentos, renovacoes, impostos, cancelamentos e reembolsos segundo as suas politicas.
8. Partilha com Contabilista
Ao ativar partilha com contabilista, autoriza a Vaulto a disponibilizar documentos de empresa elegiveis ao contabilista ou colaborador convidado em modo apenas leitura. E responsavel por inserir email, NIF da empresa e perfil fiscal corretos e por garantir que pode partilhar esses documentos.
9. Utilizacao Aceitavel
Nao deve usar a Vaulto para atividade ilegal, fraudulenta, abusiva ou enganosa; carregar malware, conteudo ilegal, faturas forjadas, recibos falsificados, registos fiscais fraudulentos ou documentos que nao pode processar; criar ou apoiar reclamacoes falsas de garantia, devolucoes fraudulentas, evasao fiscal, contabilidade falsa, branqueamento de capitais, abuso de chargebacks ou outra conduta ilegal; contornar limites de plano, App Check, verificacao de subscricao, validacao de anuncios premiados, anuncios, fair-use, limites de ficheiro, limites de taxa, regras de armazenamento, salvaguardas de eliminacao de conta ou protecoes de seguranca; fazer reverse engineering, scraping, automatizacao, crawling, probing, ataques, sobrecarga, benchmarking abusivo, revenda, sublicenciamento ou interferencia com a app salvo quando a lei o permita.
Podemos monitorizar e registar atividade necessaria para detetar abuso e proteger a app. Podemos restringir, suspender, terminar, eliminar, recusar ou preservar contas, documentos, trabalhos OCR, recompensas, exportacoes, partilhas ou direitos de acesso se acreditarmos razoavelmente que violam estes Termos, prejudicam o servico, criam risco legal ou estao ligados a fraude ou abuso. Podemos preservar e divulgar registos relevantes quando necessario para seguranca, disputas, cumprimento legal, revisao das lojas, pedidos fiscais/governamentais ou aplicacao de direitos.
10. Propriedade Intelectual e Privacidade
A Vaulto, software, design, marca e conteudo pertencem a Chrometis ou licenciantes. Mantem a titularidade dos documentos e dados que carrega e concede-nos os direitos necessarios para alojar, processar, analisar, apresentar, exportar, transmitir e eliminar esse conteudo para funcionalidades, suporte, seguranca e conformidade. A utilizacao esta sujeita a Politica de Privacidade.
11. Exclusoes e Responsabilidade
Na maxima medida permitida por lei, a Vaulto e fornecida "tal como esta" e "conforme disponivel", sem garantias. A Chrometis nao e responsavel por danos indiretos ou consequenciais, perda de dados, consequencias fiscais/contabilisticas, recusa de garantia ou decisoes tomadas com base nos dados da app. A nossa responsabilidade total fica limitada ao valor pago pela Vaulto nos 12 meses anteriores ao pedido, ou EUR 50 se nada pagou, salvo exigencia legal em contrario. O utilizador aceita defender e indemnizar a Chrometis por reclamacoes, perdas, penalizacoes, custos e despesas decorrentes de uso ilegal, documentos carregados, informacao falsa ou enganosa, violacao destes Termos ou uso indevido de funcionalidades fiscais, garantias, partilha com contabilista, exportacao, subscricoes, recompensas, anuncios ou OCR, na medida permitida por lei.
12. Alteracoes, Lei, Apple e Google
Podemos atualizar a app, planos, funcionalidades, fornecedores e estes Termos. Estes Termos regem-se pela lei da Estonia salvo regras obrigatorias de protecao do consumidor. Apple e Google nao sao responsaveis por suporte, manutencao, reclamacoes ou garantias da Vaulto. Apple e subsidiarias sao beneficiarias terceiras quando exigido pelas regras da Apple.